What is a DSCR loan?
DSCR stands for debt service coverage ratio. A DSCR loan looks at whether the property’s expected rental income can cover its mortgage payment and related costs, rather than relying mainly on your tax returns or pay stubs.
Why investors choose it
Because qualifying is based on the property, DSCR loans can make it easier for investors with complex income or multiple properties to keep growing.
Things to know
DSCR loans are for investment properties, not your primary home. Terms are different from standard home loans. We can help you run the numbers on a property before you make an offer.
This page is general information only, not an offer or commitment to lend. Loan programs are subject to eligibility, credit approval, and underwriting. Program availability, guidelines, and terms can change.